A power of attorney (POA) allows you to appoint someone you trust to make financial or legal decisions on your behalf if you are unable to do so yourself. Many people overlook this document, but it’s a crucial part of any estate plan. Without a POA, your family may have to go through court to gain authority to act on your behalf, which can be stressful and costly during a difficult time. Creating a durable power of attorney now helps ensure your bills are paid, important decisions are made, and your affairs are protected—no matter what the future holds.